A 76-year-old man with a completely clear record going back decades was “convinced” he was covered when police spoke to him about driving without insurance, a defence solicitor said.
Harold McPeake, formerly of Francis Street but now of Wakehurst Court in Ballymena, was uninsured in a Toyota Avensis at Larne Road Link in the town on December 3 last year.
Ballymena Magistrates Court heard there had been an issue with a direct debit but defence solicitor Stewart Ballentine said the defendant had moved address and had not received any correspondence.
The defendant wished to apologise, the court was told.
He was given six penalty points and a £200 fine.